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Updated: July 6, 2011

Acceptance of Terms of Use

The following terms and conditions apply to your use of frp.arsinsure.com website (to be referred as the "Site") and all content, services and products available through the website. This site is owned and operated by American Risk Services, LLC. Use by you of this site acknowledges your acceptance without modification of all of the terms and conditions contained herein including changes to the Terms and Conditions Policy (to be referred as the "agreement") made by or approved by American Risk Services, LLC in the future. By accessing or using all or part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then do not continue to use this Site or any of the services provided within the Site.

User Account

You are responsible for maintaining the security of your user account and are fully responsible for all activities that occur under the account and any other actions taken in connection with the account. American Risk Services, LLC must be notified immediately by you of any unauthorized uses of your account or other security breaches.

Failure to Comply with Terms and Conditions

You acknowledge and agree that American Risk Services, LLC reserves the right to remove your user account, disable your password or deny you access to all or part of the Site without prior notice if American Risk Services, LLC identifies that you are engaging in conduct or activities that American Risk Services, LLC believes is in violation of the Terms and Conditions of this Site.

In addition, you agree to defend, indemnify and hold American Risk Services, LLC, its subsidiaries, affiliated companies, and other partner businesses or persons harmless from any and all claims, liabilities, costs and expenses, including reasonable attorney’s fees, arising in any way from the use of the Site.

Intellectual Property

American Risk Services brand, frp.arsinsure.com, and American Risk Services logo and graphics are registered trademarks and/or registered service marks of American Risk Services, LLC in the United States and other countries. Any person who believes that their copyrights have been infringed upon by American Risk Services, LLC may notify American Risk Services, LLC legal agent at legal@americanriskservices.com. Notices regarding intellectual property infringement must comply with the requirements of U.S. Copyright Act 17 U.S.C 512 (c)(3) and associated amendments; otherwise, notices will not be processed.

Privacy Notice Acknowledgement

As part of the terms and conditions of this site, you acknowledge that you have read and agree to the Privacy Notice.

Contacting American Risk Services

Any questions regarding the Terms and Conditions Policy can be submitted via our Contact Form.